Know What Your Insurance Really Covers.
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Free · No obligation · ~20 minutes
The Review
Why Get a Complimentary Insurance Review?
A quick, educational conversation that helps you understand your coverage — without any obligation to buy or switch.
What a Coverage Review Is
A free, no-pressure look at your current policies. We explain what you have, what it means, and how it protects your family.
Who It's For
Homeowners, renters, families, and small business owners who want to understand their coverage without a sales pitch.
What You'll Learn
We'll break down your coverages, limits, deductibles, and exclusions so you know exactly what you're paying for.
Common Coverage Gaps
Many families are underinsured on home replacement costs, liability, flood, or personal property. We'll spot the risks.
Potential Savings
We'll review discounts, bundling opportunities, and eligibility changes that could lower your premium.
No Pressure to Switch
You don't have to change anything. Our goal is education — so you can make a confident decision on your own terms.
Absolutely no obligation to switch insurance
Exclusive Thank-You
Home & Auto Insurance Checkup
A personalized review of your home and auto policies designed to help you understand your coverage. Complete it and receive a $50 gift card as our thank you.
Schedule Your Checkup
Book a time that works for you — in person, by phone, or virtually.
Share Your Declarations Page
Bring or send your current home and auto insurance declarations page before or during the appointment so we can give you a personalized review.
Complete Your Review
We'll walk through your coverage together, explain what you have, and answer your questions — with zero pressure to switch.
$50 Gift Card Thank-You
After you complete your personalized Home & Auto Insurance Checkup, choose a $50 gift card of your choice as our thank you for taking the time.
- No purchase required
- No obligation to switch
- In person, by phone, or virtually
*One $50 gift card per household. Gift card provided after completion of a personalized Home & Auto Insurance Checkup. Current insurance declarations page required. No purchase necessary. No obligation to switch insurance.*
Enjoy the Game on Us
Our Rays ticket giveaway is free to enter — no insurance review or purchase required. It's a fun way to share the Luna Family Insurance spirit with the community.
- Free to enter — no insurance review required
- No purchase or policy change required
- Open to the Tampa Bay community
By entering, you agree we may contact you by call, text, or email. Msg & data rates may apply. Reply STOP to opt out.
Google Reviews
Trusted by Families Throughout Florida
Read what our neighbors are saying — then leave your own review after your appointment.
4.9
Based on 118+ Google Reviews
Luna Family Insurance is proud to maintain a 4.9-star Google rating from 118+ neighbors. Every review reflects a real experience with our team.
"Lorie Enrique provided exceptional service. She thoroughly explained the details of how the policy functions and provided a comprehensive breakdown of all vehicle options. The pricing exceeded my expectations, and her availability contributed to a seamless transition. Highly advisable to have Lorie review your existing policy — likely to result in significant savings."
"We have had other insurance agents, and none of them were as professional and personable as Pablo Luna Insurance Agents."
"I have been with this office for over a decade, and one of the main reasons I've stayed through the years is the consistency and professionalism of Norma Rowe. She has always been there to answer questions, solve problems, and allay any fears I've had. All my autos, homeowners, and life policies are here — I sleep well knowing I'm in good hands."
"Lorie was very helpful & knowledgeable and provided us with a comprehensive auto insurance policy — definitely would recommend!"
"Thank you so much for the great service, saving me money, and getting me more coverage! Lorie made me feel like family! I recommend her to anyone who values quality and good ol' fashion customer service."
"Norma is totally awesome. She is extremely knowledgeable and aware of everything that pertains to her customers. Always looking out for us! We have never had anyone looking after us as she does!"
Pablo Luna
Agency Owner
Meet the Owner
Meet Pablo Luna
Pablo believes insurance should be personal, educational, and centered around protecting families — not just selling policies.
As a local, family-owned agency based in Land O' Lakes, Luna Family Insurance serves neighbors across all of Florida through honest conversations and community involvement.
Local
Land O' Lakes, FL
Statewide
Serving all of Florida
Family Owned
Personal service every time
Insurance Educator
Not a salesperson
The Team
You'll Be in Great Hands
Meet the Luna Family Insurance team — your neighbors, ready to help you understand your coverage.
Lorie Enrique
Senior Account Manager
Norma Rowe
Client Services
Irma
Operations Manager
Carrie
Office Manager / Client Services
Coverage
Insurance for What Matters Most
Tap any coverage to start your complimentary review.
Community
Proud to Serve Our Community
We're more than insurance — we show up for the people, teams, and events that make Florida feel like home.
Catch us at a local event
From the Friday Moonlight Market at The Hub at Bexley to soccer tournaments and neighborhood festivals, you'll find the Luna Family Insurance team out and about across Florida — come say hi and get to know your local agency.
Ready to Review Your Coverage?
Schedule your complimentary insurance review today. We'll help you understand what you have, identify any gaps, and answer your questions — with zero pressure to switch.
Free · No pressure · Just honest advice